Promoting Financial Literacy

Why the 4 Percent Withdrawal Rule Doe...

maximum drawdown example
I recently read “5 Ways to Cheat the 4 Percent Withdrawal Rule” and felt the need to pass it along and to add my perspective.  Like all articles dealing with how much money to “safely” withdraw from your portfolio during retirement is the assumption that one actually has money to withdraw from their portfolio.  Since most people e [...]

Article Review from Yahoo! Finance

This is an excellent article: Higher Levels of Home Ownership Lead to Higher Unemployment, New Study Finds Often times people don’t understand the unintended consequences of what may seem on the surface as a greater good. Who wouldn’t be for increased homeownership? Ask around and I’ll bet you can’t get anyone to say&# [...]