Retirement Planning

Retirement is a relatively new concept. It used to be that you worked until the day you die, but now people have an expectation that they will be able to retire and enjoy the fruits of their labors. While retirement plans can give you the warm and fuzzies, for high net worth individuals, they can be toxic assets or junk money. We have provided solutions for our Private Clients and rest assured, each solution is as vibrant as the clients’ personalities themselves. Once you’ve rolled over your old 401(k) or 403(b) into an IRA, we can manage those investments for you. In the meantime, we will take a look at your options for free.

Retirement plans are available either through your employer or individually. Some let you take a tax deduction at the time you contribute to your plan while others let you take it when you withdraw it at a much older age. The three most popular ones that let you take an immediate deduction are the 401k and 403b (available through your employer), and the traditional IRA (available to anyone).

You need to understand why these plans are so important to your financial health in order to set yourself up for a financially healthy retirement. While there are countless other retirement plans on the market as well as insurance policies and annuities that purport to supplement your retirement, the big three are what you need to understand to make informed decisions.

We have prepared a number of tales to help you understand the power of these plans.


We can manage IRAs. We recommend only putting money in IRAs if you’ve maxed out your other retirement plan. The Roth IRA stands alone as the retirement plan that lets you take a deduction upon withdrawal.

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401K & 403B

We can’t manage these directly, because they are managed through employers, but recommend if at all possible to max out your contribution.

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Are You Ready to Get Started?

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For help, call (855) 964 – 5208
Or, call Sera Capital directly at (301) 464 – 8333

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One of the benefits our financial tales community enjoys is the ability to submit their own tale. We will keep your name private of course and if you send us a detailed overview of your financial situation we will respond to you directly in private and if your tale might be interesting to others we will share it with our fans and community.